HiTRUST has achieved remarkable achievements in developing and providing EMV 3DS and ACS services for payment security. Here are our industry highlights.

  • HiTRUST has been certified as an EMVCo 3DS compliant solution provider for EMV 3DS and ACS. Our technology meets the strict security and functionality requirements set by the EMVCo consortium.
  • HiTRUST has partnered with major payment networks, such as Visa and Mastercard, to provide customers with EMV 3DS and ACS authentication solutions that are fully compliant with the latest standards.
  • HiTRUST has developed a suite of tools and services to help merchants and payment service providers (PSPs) implement EMV 3DS, ACS quickly and easily, including SDKs, APIs, and integration guides.

HiTRUSTacs is certified and approved by

Visa Secure

Mastercard Identity Check

American Express SafeKey

JCB J/Secure


Discover/Diners ProtectBuy

HiTRUSTacs Features

  • Support multiple authentication methods (e.g., OTP, biometric, RBA);
  • Streamlined card enrollment process for immediate use by issuer;
  • High-level of performance and durability;
  • Real-time multi-layered fraud detect system with AI techniques to reduce fraud;
  • Admin system to manage user permissions, monitor operational performance, and look into transaction details;
  • A variety of built-in convenience functions, including but not limited to rules setting and custom reports;
  • Support newly released functions of the card schemes (e.g., Visa DAF);
  • Support multilingual options in both authentication process and HiTRUSTacs admin system;
  • Support both on-premise and cloud-based solutions.

Multiple Authentication Methods

  • Risk-based authentication powered by HiTRUST Veri-id, an advanced fraud detect system that combines AI models, expert rules and blacklists/whitelists, to enhance the application of frictionless user experience;
  • OTP through SMS or email;
  • Biometric through Out-of-band (OOB) authentication, including but not limited to Face ID, Touch ID;

HiTRUSTacs Cloud Service Ready-to-use

  • HiTRUSTacs has been certified by EMVCo, Visa, Mastercard, JCB, CUP, AE and Discover;
  • Compliance with international regulations and standards (e.g., PCI-DSS, PCI 3DS);
  • Support 3DS 1.0.2, EMV 3DS 2.1 and 2.2 version protocols;
  • Support newly released functions of the card schemes (e.g., Visa DAF);
  • Ready for direct integration with your card system through a simple API;
  • Dedicated and experienced technical team for fast onboarding;
  • 24/7 customer support.