Merchant Benefits
In 3DS 2.0 and later versions, the issuer will become liable for any fraudulent transactions authorized under the protocol.
Merchants are:
- Not attacked by fraudulent transactions
- Not required pay for chargebacks
- Not required to deal with chargeback processes
Without 3DS
Without 3DS 2.0 and later versions' support, merchants are at the risk of fraud.
Merchants have to:
- Be unprotected from E-Commerce fraud
- Pay for fraudulent chargebacks
- Deal with time-consuming chargeback disputes